Your money,finally working with you
See where your money is going, eliminate hidden leaks, and build a smarter path out of debt.
Secure and private. Your data stays yours.
Building your BESI Snapshot
Your Financial Snapshot
Instant clarity on your finances
Connect your accounts and get a complete picture of your financial health in minutes.
Connect Your Accounts
Securely link your bank accounts, credit cards, and loans with bank-level encryption via Plaid.
We Analyze Everything
Our engine scans your spending patterns, debts, and subscriptions to surface hidden insights.
Get Actionable Insights
See exactly where your money is going and get personalized recommendations to improve.
Across 3 credit cards
With optimization, save up to $412 this year
Per month identified
That's $1,524/year back in your pocket
Financial Health Scores
Know exactly where you stand
Like a fitness tracker for your finances. Three scores that tell you everything about your financial wellbeing.
Stability
Measures your emergency fund coverage and income consistency.
Debt Health
Evaluates your debt-to-income ratio and payoff trajectory.
Momentum
Tracks your progress toward savings and investment goals.
How Besi Works
From chaos to clarity in 5 steps
A simple, automated process that transforms your financial life without the stress.
Connect your accounts
Securely link your bank accounts, credit cards, and loans. We use Plaid for bank-level encryption.
We analyze your habits
Our engine reviews your spending, identifies money leaks, and calculates your financial health scores.
Get a personalized plan
Receive a custom debt payoff and optimization strategy tailored to your financial situation.
Automate payments
Set up automatic payments through Besi to execute your optimized debt payoff strategy.
Build lasting wealth
Once debt is eliminated, your payments automatically shift to savings and investment accounts.
Debt Optimization Engine
Smarter than minimum payments. Simpler than spreadsheets.
Our intelligent engine automatically prioritizes your debt payoff strategy — whether you want to tackle high-interest first or build momentum with quick wins.
Avalanche or Snowball
Choose high-interest first for maximum savings, or smallest balance first for momentum.
Fully Automated
Set it and forget it. Besi handles the payments automatically on your schedule.
No Negotiation Required
This is not debt consolidation or settlement. Your credit stays intact.
Your Optimized Plan
Current Path
48 mo
$4,200 interest
With Besi
24 mo
$2,100 saved
Payment Priority
From Debt to Wealth
Your journey to financial freedom
A clear path forward. Each phase builds on the last, transforming your relationship with money.
Identify Leaks
Find hidden subscriptions, overspending patterns, and money drains you forgot about.
Eliminate Debt
Automatically pay down debt with an optimized strategy that saves you thousands.
Build Savings
Once debt payments end, that money automatically flows into your savings.
Invest Automatically
With savings established, start building wealth through automated investing.
Trust & Security
Your security is our priority
We take protecting your financial data seriously. Here's how we keep you safe.
Bank-Level Encryption
Your data is protected with 256-bit AES encryption, the same standard used by major banks.
We Never Sell Your Data
Your financial information belongs to you. We never share or sell your data to third parties.
Secure Connections via Plaid
We use Plaid, trusted by millions, to securely connect your accounts without storing credentials.
Simple Pricing
Start free, upgrade when ready
Get your financial snapshot for free. Unlock automation when you're ready to take action.
Free
Get your financial snapshot
- Financial health scores
- Money leak detection
- Spending analysis
- Basic insights
Pro
PopularFull automation & optimization
- Everything in Free
- Automated debt payoff
- Optimized payment strategy
- Savings automation
- Investment guidance
- Priority support
Your money should be working for you — not against you.
Join thousands who have taken control of their financial life. Start with your free financial snapshot today.